Toyota Credit Analyst in Sacramento, California
Title: Credit Analyst Location: US-CA-Sacramento-Elk Grove Other Locations:
Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for diverse, talented team members who want to grow and challenge what’s possible with us.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment
Who we’re looking for Toyota’s Sacramento (Elk Grove, CA) Dealer Sales and Service Office (DSSO) is looking for a passionate and highly-motivated Credit Analyst.
The primary responsibility of this role is to analyze and make determinations on approval, conditioning and rejection of retail and lease credit applications received from automotive dealerships.
Reporting to the Credit Supervisor, the person in this role will support TFS' DSSO objectives.
What you’ll be doing
Maintaining decision call back times at or below established objectives Cultivating and preserving strong relationships with dealer personnel Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines Advising management of any problems or irregularities pertaining to retail, lease or wholesale financing, breeches of trust or other violations of TMCC plans Monitoring dealer trends and identifying and reporting adverse issues Assisting with Wholesale areas as needed
What you bring
Minimum of three years experience in automotive retail and/or wholesale financing preferred Experience in retail credit, collections, dealership financial statements or wholesale preferred Bachelors degree highly preferred Strong attention to detail and organizational skills required Excellent oral and written communications skills Knowledge of Microsoft Office applications
What we’ll bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:
A work environment built on teamwork, flexibility and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Vehicle purchase & lease programs
Comprehensive health care and wellness plans for your entire family
Flextime and virtual work options
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, child care, schools and more
Flexible spending accounts
What you should know Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.
Have a question or need assistance with your application? Check out the How to Apply section of our careers page on Toyota.com!